Ruling 2296 — Loan (Qarḍ)

If a borrower cannot repay his loan but it is easy for him to trade, or if his job is trading, then it is obligatory (wājib) on him to earn and repay his loan. In fact, if none of the above apply to him but he can earn by doing something worthy of his status, the obligatory precaution (al‑iḥtiyāṭ al‑wājib) is that he must earn and repay his loan.